Today’S Lesson Will Be.... . The Class Takes Their Seats,

Today’s Lesson will be... The class takes their seats, shuffling slightly as they turn to the board, pulling paper from their bags and poising pencils. Their teacher greets them with a brittle smile, silently takes account who is present and turns his back to the class to write. The girl with perky pigtails and a scattering of freckles takes the liberty of writing down what she knows from the book of Genesis, internally smiling because she has already been taught this lesson. God created the universe in six days, taking the seventh day to rest after he created Adam and Eve. While she writes her swinging feet nudge the dark haired boy next to her who also knows all about today’s science lesson, after all his dad is a physics†¦show more content†¦Badertsher and Ginsburg urge that there must be an alternative taught alongside the evolutionary theory, and that alternative should be the theory of creationism. The pair plunge right into explaining creationism to the reader, not wasting time on much else. Rich and Donnelly opt to ease into the theory of evolution, rather than sparking up their discussion with a direct explanation they choose to explain what a theory is by definition. They state that it is essential to understand that a theory must be tested, and adequately explain what is known and unknown. This trend is carried consistently through the two argument, and as an unbiased reader I thought that Badertsher and Ginsburg would have had a more influential view, but that did not seem to be the case. In my opinion Badertsher/Ginsburg leave a lot open to question: they do not elaborate on what Intelligent Design is, they do not seem to really address to science behind the Creationism Theory (which there is an array of things). I feel that they should have developed more upon things such as â€Å"the limitations of such a belief [evolution] lead us to the necessary conclusion that there is a divine hand at work† (Badertsher). Or mayb e taken the time to talk more aboutShow MoreRelatedWorld Language Level 1a Cornerstone 1 : My Interview1077 Words   |  5 PagesWorld Language Level 1A Cornerstone 1: My Interview Lesson Plan Full-Cornerstone Lesson Plan Approximately 3.0 hours of instruction Brief Lesson Description: This lesson is designed to expose beginning level middle school and / or high school students to the vocabulary used to describe oneself. Students will be able to interpret basic personal information as well as present their own information to others. Embedded Accessibility Supports: Graphic organizers, sentence stems, PPTs Materials andRead MoreMr. Chad Hebert s Health Class At Oak Park Middle School964 Words   |  4 PagesMy observation was in Mr. Chad Hebert’s health class at Oak Park middle school. 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The first is for a student to feel they are in a safe environment; physically safe from bullying or injury as well as the safety to make a mistake or to be wrong sometimes. The second is that the instructor should approach each lesson with the conviction that every child can and will learn. Finally, the third is for the instructor to assess the mast ery level of the students on any given skill, meet them where they are, and then facilitate growth to the students’ potential. StructuresRead MoreToday’S Classroom Visit Was Quite Different Than Any Other1602 Words   |  7 PagesToday’s classroom visit was quite different than any other time that I have been in Mrs. Kingston’s class. Due to the fact that March is Reading month is coming to a close tomorrow, Mrs. Kingston had to adjust her schedule for today and tomorrow because the students have an assembly and book buddies that they have to participate in, which are not normal Friday activities. All of this to say that today was a treated more as a catch up day. Students spent most of the morning catching up on their handwritingRead MoreDrugs, Alcohol, And Addiction Unit1486 Words   |  6 PagesDrug, Alcohol, and Addiction Unit Lesson One: Introduction to Alcohol Learning Objective: By the end of the lesson the students should have a good grasp on the fact that when you put alcohol in your body you can’t do things you normally would be able to do. Activity: Dollar Bill Jump Concept: When you are under the influence of some drugs, you have the belief that you can accomplish certain tasks when in reality you can’t. This activity sounds so easy that everyone thinks they could do it. HoweverRead MoreTeaching Writing : Balancing Process And Product Essay1380 Words   |  6 Pages By demonstrating what the strategy is on the board, speaking what is happening and what is going on during the teachers thought process the teacher can better reach the students. I also think that after the teacher demonstrates the strategy, the class as a whole should practice on a piece of writing before attempting the strategy individually. This type if teaching writing is known as modeled writing, which â€Å"is the greatest level of support because teachers can create the text themselves† (Tompkins

Nelson Mandela s Rights Of Human Rights - 2009 Words

Nelson Mandela once said, â€Å"To deny people their human rights is to challenge their very humanity.† Human rights are the rights that are given to every individual without discrimination or exception. Simply because a person is in existence on this earth, they deserve certain rights without question. Some of these rights include freedom to believe what you want to believe, freedom to express yourself in whatever way you choose, and freedom to move freely in and around your world. Unfortunately, although most everyone agrees that these rights should be given to all individuals, all throughout history there have been occurrences where these rights have not been granted or have been stripped away from groups of people, each of these occurrences being an instance of inhumanity and cruelty. One period of history that was a devastating instance of this inhumanity is, of course, the Holocaust. People were stripped of their identities and made slaves, if not killed, for simply being who they were. At the root of it all was the idea that the victims were not human. The Nazis stripped them of their humanity in every way possible and then stripped them of their lives. While there is not a Holocaust taking place today, there are many issues in today’s world that mirror similar ideas of inhumanity. Jews in the Holocaust were seen as less than human and were deprived their right to life. There are others today experiencing the same. One current human rights issue that isShow MoreRelatedNelson Mandela s Influence On Human Rights945 Words   |  4 PagesNelson Mandela is a world renowned activist that was imprisoned for twenty seven years in a South African prison, because of a system of racism known as â€Å"apartheid† which discriminated against blacks living in South Africa at the time. 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Mandela was exposed to the inequality of his country at a very young age. He was only 12 years old during the passing of his father. He was young and highly knowledgeable to events present inside his nation. Nelson Mandela joined the ANC Youth League. This grouped called for violence which was widespread strikes andRead MoreBiography of Nelson Mandela 1355 Words   |  6 Pageslive in a way that responds and enhances the freedom of others† says Nelson Mandela. (cite) Mandela lived by these words and showed it in many ways. Nelson Mandela changed the world by ending apartheid, positively influencing others, and creating and supporting multiple charities. (add more information) Nelson Mandela was born on July 18, which is now known as Nelson Mandela day. 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Banking Industry Analysis Essay Example For Students

Banking Industry Analysis Essay Graham MavarMgmt. 415 Sec 6Industry Analysis: BankingThe banking industry has come under increasing pessimism of late because of rising short and long-term interest rates. The banking industrys market capitalization made a substantial decline. Most investors are concerned with whether the industry can sustain continued profitability as a result of these factors. Banks have responded in recent years to these problems by diversifying away from interest sensitive products and services. But interest rates are the fundamental aspect of any financial services. Therefore, I believe the financial services industry will be deeply affected by rising interest rates. Banks have experienced good business factors over the past two years. Interest rates were low, credit quality was good, and inflation was low. These factors are usually predictive of the types of earnings banks should report. But good times cant continue because interest rate hikes cause reduced lending activity, damaged credit quality, and reduced values of bond portfolios. Porters Five Forces Analysis:1. Rivalry among competing sellers:The banking industry is continuing to restructure and position itself for our changing economy as a result, many mega-mergers have occurred in recent years. Citicorp and Travelers Insurance agreed to merge in April 1998 at a value of $70 billion. Bank of America and Nations Bank also agreed to merge shortly afterwards which became the largest bank in the United States. Bank mergers are usually consummated as a cost-cutting measure but also to compete with non-bank providers of financial services. Bank rivalries are very strong, and as weve seen many of the largest banks are merging to increase their power. In fact, Charlotte, NC is practically owned by Bank of America and First Union. 2. Potential entry of new competitors:There is virtually no chance of a new entrant significantly affecting the major banks market share. The only place that new entrants may have a chance in the industry is through Internet banking, because of its low cost. 3. Firms offering substitute products:This is not really an issue within the banking industry, because there arent really any legal alternatives, except buying a safe and borrowing from a loan shark4. Competitive pressures stemming from supplier and buyer bargaining power:I grouped these two categories together because in the banking industry the buyers are the suppliers and vice versa, so I might as well just discuss the situation as a whole. Interest rates are the single most important aspect of bank profitability they are the bargaining power. Most bank profits are derived from net interest income. This is interest income received on loans minus interest expense for borrowed funds. Interest rates determine the amount of money a bank can earn. Another measure is a banks net interest margin which is a banks net interest income divided by its average earning assets. This is a common measure of a banks ability to squeeze profits from its loans. When interest rates fall, they have a positive effect on a bank. First, net interest margin can expand. Second, the value of a banks fixed rate of investment portfolio is enhanced by declining rates, since a bond with a higher stated interest rate becomes more valuable as prevailing rates drop. Third, falling rates lower the cost of credit, which stimulates loan demand and reduces delinquency rates. Opportunities: 1. Because of the increasing amount of technology Internet banking will begin to replace traditional banking, thus cutting personnel costs. 2. Incorporating investment banking into the banking industry, as some major companies are doing, lets the bank increase profits and promote economic growth while improving company image. Threats:1. An increase in interest rates causing a decline in bank activity. .u3a4993e942b5592c173247ec8b65a3e3 , .u3a4993e942b5592c173247ec8b65a3e3 .postImageUrl , .u3a4993e942b5592c173247ec8b65a3e3 .centered-text-area { min-height: 80px; position: relative; } .u3a4993e942b5592c173247ec8b65a3e3 , .u3a4993e942b5592c173247ec8b65a3e3:hover , .u3a4993e942b5592c173247ec8b65a3e3:visited , .u3a4993e942b5592c173247ec8b65a3e3:active { border:0!important; } .u3a4993e942b5592c173247ec8b65a3e3 .clearfix:after { content: ""; display: table; clear: both; } .u3a4993e942b5592c173247ec8b65a3e3 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u3a4993e942b5592c173247ec8b65a3e3:active , .u3a4993e942b5592c173247ec8b65a3e3:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u3a4993e942b5592c173247ec8b65a3e3 .centered-text-area { width: 100%; position: relative ; } .u3a4993e942b5592c173247ec8b65a3e3 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u3a4993e942b5592c173247ec8b65a3e3 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u3a4993e942b5592c173247ec8b65a3e3 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u3a4993e942b5592c173247ec8b65a3e3:hover .ctaButton { background-color: #34495E!important; } .u3a4993e942b5592c173247ec8b65a3e3 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u3a4993e942b5592c173247ec8b65a3e3 .u3a4993e942b5592c173247ec8b65a3e3-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u3a4993e942b5592c173247ec8b65a3e3:after { content: ""; display: block; clear: both; } READ: Georg Cantor Essay2. A collapse of the Fed leading to bank failures, a repeat of the crash of 1929. 3. A decline in the US economy leading to a fall in the value of the dollar, thus causing an instable economy. From there the US banking system would be less secure in terms of dollar values that many people would move their money overseas into a more stable economic situation. Similar to the situation in many South American countries. (a little far-fetched, but possible)Key Success Factors:? Capability to use the internet for banking, investing, and general e-commerce? Size of company, name recognition, innovative local marketing? Best rates (loans, checking, savings, etc.) ? The capability to have the fastest and simplest banking through design, innovation, and locationBusiness Reports

There Is No Doubt That The Death Of Francisco Franco, Dictator Of Spai

There is no doubt that the death of Francisco Franco, Dictator of Spain for thirty-nine years, was a great watershed in Spanish history. From 1939 to 1975 Francos regime controlled religion, the media, education, the working and even the private lives of Spanish citizens. His death undoubtedly paved the way for the commencement of a transition to democracy. But in order to fully analyse this transition, and the extent to which it was one of compromise, we must examine both the years following his death and the gradual evolution of Spanish society in the years preceding 1975. V?ctor M. P?rez-D?az argues that the gradual emergence of liberal democratic traditions of institutions and values in civil society preceded, and prepared the way for, the political transition of the 1970s (The Return of Civil Society, p.3). The main cause of this shift towards liberal democratic traditions originated from a decision of the regime itself. After years of being an insular society which attempted to achieve self-sufficiency, Franco, under immense pressure from the Opus Dei, opened up the Spanish borders to the international markets. He did not foresee the far-reaching consequences this move would have. Foreign capital poured into the country creating the economic miracle of the 1960s. This allowed Spain to develop industry and services and to rush through a pattern set by many countries before it. Agricultural labourers became industrial workers. The workforce as a whole became more urbanised and they enjoyed a higher standard of living. Education in both rural and urba n areas improved and agriculture was modernised. While many Spaniards immigrated to other European countries, Spain experienced a massive influx of tourists. Foreign culture and democratic ideas began influencing the people of Spain and they gradually began to adopt the liberal thinking of their European counterparts. All of this took place within the framework of a military dictatorship. That the totalitarian regime allowed this change to occur was the first compromise of the transition. It was the beginning of the decline in Francos power over society. In his final years Franco began to prepare for the inevitability of his death. He wished to ensure the survival of Fascism and named Luis Carrero Blanco as Prime Minister and the man who would guarantee continuismo. The assassination of Carrero by ETA terrorists in 1973 was undoubtedly a key factor in the emergence of Spain as a democracy. However Franco remained confident that his regime would endure. This was in part due to Juan Carlos who had taken over from Franco when he became too ill to rule the country. Franco had supervised the education of Juan Carlos as a young prince and Juan Carlos has pledged in a television ceremony to support Francos political principals. Franco could be forgiven for believing that everything was safely tied down (atado y bien atado). However, following Francos death there was widespread uncertainty as to the direction which Spanish politics would now take. The Francoist institutions remained, but it was unclear how long they would last. The government, under the control of Carlos Arias Navarro, failed in its attempts to introduce reform and Navarro resigned shortly afterwards. Adolfo Su?rez Gonz?lez then took over the reigns. Su?rez was only forty-three at the time and had worked in different capacities for the regime all his life. He seemed to stand for everything that went against the spirit of the time. A newspaper article published at the time of his nomination summed up the reaction of the public; ?Qu? error! ?Qu? inmenso error! (Los Nuevos Espa?oles, p.50) But Su?rez emerged as a politician of incredible skill and realism. He knew that if a transition were to take place, it had to be within the boundaries of Francoist legality. This is the essential compromise of the Spanish transition. Instead of attempting to make a clean break from the existing regime, Su?rez began a painstaking process of reform within the Constitution of 1936. This move was an attempt to ensure that the army would not get involved as, after many years of being seen as the guardians of the Francoist regime and its Leyes Fundamentales (Constitution), it was feared they would step in if these were threatened. In his efforts at reform, Su?rez proposed the